My account4regn Lay-Buy
Pay a 30% deposit today, clear the rest within 6 months, and we’ll ship the moment it’s fully paid. No interest, no credit check — just your order, paid off on your own terms.
Paying your deposit locks your items in at today’s price and takes them off the shelf for you. Nothing goes into production or gets shipped until your balance is paid in full. There’s no partial delivery on a partial payment.
Choose Lay-Buy at checkout
Add your items to cart, select 4REGN Lay-Buy as your payment method, and pay a 30% deposit — or more, if you’d like — to lock your order in.
Top up whenever you like
Log into your 4regn account and pay off your balance in any amount, any time within 6 months. No interest, no penalties for paying it off early.
We ship once it’s paid off
The moment your balance hits zero, your order goes straight into production and out the door.
Questions
Is there a credit check?
No. Lay-Buy isn't a credit or BNPL product — you're simply paying for your own order in stages, on your own terms.
What's the minimum deposit?
30% of your order total, paid securely at checkout to lock your order in.
Can I pay more than the minimum?
Yes — at checkout you can choose any amount from 30% up to the full total, if you'd rather get more of it out of the way upfront.
Is there a deadline to finish paying?
Yes — 6 months from the day your deposit lands. Pay off your balance in any amount, any time within that window, from your account.
What happens if I don't finish paying in time?
Your Lay-Buy plan expires and the order is cancelled. The deposit already paid isn't refunded, so it's worth staying on top of your balance.
When does my order ship?
The moment your balance hits zero, your order goes into production and out the door. Nothing ships before it's fully paid.
Can I use Lay-Buy on any order?
Yes — it's available as a payment option on any order at checkout.
Ready when you are.
Build your cart, choose Lay-Buy at checkout, and take your time.
Shop the collection